For Americans moving to Portugal
Moving to Portugal? Start with a plan.
Independent, U.S.-savvy guidance on visas, taxes, healthcare, and the move itself — written for Americans, by someone who’s done it.
Which path fits you?
Most Americans moving to Portugal fall into one of three buckets. Pick the one that sounds like you.
🌴 Retire or live on passive income
D7 Visa
If you have ~€870/month in stable income — pension, Social Security, dividends, rental — the D7 is the route most American retirees and FI couples take.
Read the D7 guide →
💻 Work remotely for a U.S. employer
D8 Digital Nomad Visa
If your income is remote work or freelance, the D8 is usually the fit. Our complete 2026 guide covers eligibility, the income threshold, the paperwork, and the AIMA timeline.
Read the D8 guide →
💰 Invest €500K+
Golden Visa
If you can commit €500K+ to a qualifying fund, the Golden Visa offers a low-residency path to citizenship. We cover PFIC traps and the post-2023 rules in detail.
Read the Golden Visa guide →
Start Here — Cornerstone Guides
If you’re considering Portugal, these are the two guides that cover 90% of what Americans ask us about.
Most Popular Visa
Portugal D7 Visa for Americans — Complete 2026 Guide
Income requirements (€870/mo for 2026), documentation, consulate process, AIMA appointments, path to citizenship in 5 years. The passive-income / retirement visa most Americans use.
Read the D7 guide →
Work Remotely for a U.S. Employer
Portugal D8 Digital Nomad Visa for Americans — Complete 2026 Guide
Income threshold for 2026, eligible employer/freelance setups, IFICI tax interaction, AIMA appointment timing, and how the D8 differs from the D7 in practice. Often the better fit for active U.S.-employer earners.
Read the D8 guide →
For Investors
Portugal Golden Visa for Americans — Is It Still Worth It in 2026?
Post-2023 reforms analysis. €500K qualifying fund route, PFIC tax implications for Americans, 6-8 year timeline to citizenship, decision framework vs. the D7.
Read the Golden Visa guide →
What You’ll Find on Portugalguru
Visas
- D7 Passive Income Visa
- D8 Digital Nomad Visa
- Golden Visa (ARI)
- D2 Entrepreneur Visa
- Tech Visa
- Family reunification
Taxes
- IFICI regime (new NHR)
- U.S.-Portugal tax treaty
- FEIE for Americans in Portugal
- FBAR + FATCA obligations
- Capital gains rules
- Social Security treatment
Living in Portugal
Need professional help?
When you’re ready for a lawyer, accountant, or insurance broker, we independently recommend vetted professionals who specialize in Americans moving to Portugal. Editorial recommendations only — Portugalguru is not a law firm or financial advisor.
Immigration lawyer
D7, D8, Golden Visa filings. AIMA appointments and consulate prep.
Cross-border tax CPA
U.S.–Portugal tax planning. FBAR, FATCA, FEIE, IFICI, PFIC.
Health insurance
Visa-compliant plans, SNS bridge, family coverage for new arrivals.
Golden Visa support
Qualifying funds, KYC, citizenship-track planning for U.S. investors.
Editorial recommendations only — Portugalguru is not a law firm or financial advisor. Browse our full vetted partner list across visas, US tax, banking, insurance, healthcare, logistics, and US address.

Part of the Settleguru Network
Portugalguru is the Portugal deep-dive in the Settleguru network, founded by Bruno Bianchi — creator of Spainguru.es (2,500+ articles, 17K monthly readers).

